Here is another scam I thought could use a little attention. These e-mails appear from out of the blue claiming 3% loans? No Collateral? No Credit Check or Even Bad Credit OK. Get serious as there is no money here to loan. Even if your credit was spotless and you did have collateral, the banks barely get loans at that rate. Then to top it off, they will not ask for collateral or not care if your credit is in the toilet? That is preposterous!!! You will not get anything but ripped off from these scumbags and you will NEVER get the money back. First and foremost I want to repeat as I do with every scam warning: NEVER USE WESTERN UNION or MONEY GRAM to send money to anyone that you do NOT know. You will be ripped off. If your kid is in college and needs some money, that might be different but chances are, you ain’t getting that money back either.
These scumbags here offer money to lend. They make the deal sound good and I have to imagine that some people even think it looks real. I see a half dozen loan offers every week so I have pursued on to get answers as to their angle and also to have a little fun. I know, I am in need of a hobby but if I can force a couple of these guys into either; gainful employment or the soup line, then my day has been a success. I did have several of these e-mails all within a week or so and the only answer that I ever gave any of them was, “How much is the fee?” Many took offense to this and did not want to talk about any fees. Some also said that, “We do not have any fees but there is a transfer charge.” Yeah……….Sounds like a fee to me.
I would like to think that no one that I know could ever fall for something like this but I wanted to get this posted for awareness and so it could be passed along. Someone must still be sending these scumbags money and one person losing money to these idiots is too much.
The conversation when like this here:
This was the answer I finally got after asking about the fees. They must have been unsure how to answer as it did take a few days.
Then they make a real effort to NOT answer my question.
Just sign on the line son. It depend? Singular? Okay!!
I enjoy being obstinate. Ask my wife. I have it perfected to an art and have come to pride myself in such things. So now I reach somewhere near my back pocket and pull out a number for Einstein here.
I have no doubt that his number came from somewhere near his back pocket also. Back to being obstinate for me.
This guy is as sharp as a butterknife…..or from another country perhaps?
They always seem to need an URGENT reply, or in this case, respond. Again, flagrantly poor English is a great sign that someone that this may originate from another country. So I figured I would pass on the offer.
Oooooh? Now that I am not interested, he wants to offer a slightly lesser rate? What a great guy!! Can’t imagine that would be something a real loan officer would forget. The guy has been fun but I stil think I will pass. Two days later, he writes again.
Now if Egypt can use the internet to organize a revolt, we ought to be able to put some scumbags in the unemployment line. Pass it along to your friends. It is just that simple.